The dream of fair, transparent, and secure renting is finally taking shape. The Home Rent Norms 2025 represent a major turning point in housing policy, drawing inspiration from the UK’s Renters’ Rights Bill and India’s Model Tenancy Act. These reforms are designed to balance the scales — empowering tenants while guiding landlords toward responsible, sustainable … Read more
India’s major public sector banks — State Bank of India (SBI), Punjab National Bank (PNB), and Bank of Baroda (BOB) — are set to roll out a new government-backed financial protection scheme from 1 November 2025, offering customers up to ₹3 lakh in total benefits. The initiative, supported by the Ministry of Finance and the … Read more
Imagine working tirelessly for decades only to retire with a ₹1,000 monthly pension — an amount barely enough to buy groceries for a week in today’s economy. For millions of Indian workers under the Employees’ Pension Scheme (EPS-95), this was a harsh reality. But 2025 marks a turning point. The Employees’ Provident Fund Organisation (EPFO) … Read more
The Government of India has notified key reforms to the gratuity system in 2025, introducing higher limits, clearer definitions, and stronger safeguards for employees. As job mobility increases and retirement benefits gain importance, these new rules bring much-needed clarity and better protection for millions of workers. Here’s a detailed breakdown of what’s changed, who benefits, … Read more
If you’re a salaried employee earning just above ₹15,000 per month, your take-home pay and retirement savings could soon see a major change. The Employees’ Provident Fund Organisation (EPFO) is reportedly considering a proposal to increase the mandatory PF and pension coverage limit from ₹15,000 to ₹25,000 per month. While this may appear like a … Read more
The idea of earning a steady, guaranteed monthly income is appealing to everyone — especially when advertisements claim that a ₹2 Lakh investment in LIC can give you ₹6,736 every month. But is it truly that simple? The short answer: not exactly. Insurance plans are built on detailed structures and long-term commitments, not overnight gains. … Read more
For decades, India’s farmers — the nation’s true “Annadata” — have powered the country’s food security through their relentless work. Yet, many of them face financial insecurity in old age due to unpredictable monsoons, market fluctuations, and rising costs. To ensure a dignified retirement for these farmers, the Government of India introduced the Pradhan Mantri … Read more
Imagine the year 2025, when your savings account isn’t just a passive vault—it’s an active partner in your financial growth. New regulations and incentives are reshaping how you save, withdraw, and earn, offering greater freedom, higher interest, and smarter tax benefits. The once “boring” savings account has evolved into a true wealth engine. Let’s dive … Read more
After years of struggle and repeated protests, India’s long-ignored EPS-95 pensioners have finally received long-awaited relief. From 2025 onward, the Employees’ Pension Scheme (EPS-95) minimum pension has been raised from ₹1,000 to ₹7,500 per month, along with Dearness Allowance (DA). This historic decision restores both financial dignity and social justice to millions who had served … Read more
Imagine receiving a paycheck that finally keeps pace with the soaring prices of groceries, rent, and fuel. For over 50 lakh Central Government employees and 65 lakh pensioners, the Fitment Factor Hike 2025 represents exactly that — a long-awaited step toward restoring real purchasing power amid persistent inflation. Decoding the Fitment Factor: The Core of … Read more
